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September 2010

September 30, 2010 by  
Filed under Newsletter

Key Findings From the 2010 Kaiser Family Foundation Employer Survey
Employer sponsored coverage is the leading source of health insurance for about 157 million non-elderly people in America.  To provide information about the nature of employer sponsored health benefits, the Kaiser Family Foundation conducts an annual national survey of non-federal private and public employers with three or more employees.  The results in some cases are very interesting.

– 46% of covered workers (3-199 employees) have deductibles of $1,000 or higher
– $5,049 – 2010 average annual cost for a single worker
– 66% of employers offer health insurance up 3% from 1999

Employer Health Benefits – 2010 Summary Findings

IRS Guidance on 2011 Changes to OTC Drug Reimbursements for FSAs
Earlier this month, the Internal Revenue Service and the Department of Health and Human Services (HHS) released updated guidance on two important provisions of the Patient Protection and Affordable Care Act (PPACA) affecting consumer and employer benefits.   As a reminder, this open enrollment season, with a few exceptions, expenses incurred beginning 2011 for over the counter medications will no longer be reimbursable through Cafeteria Plans. Below is the official IRS revenue ruling for your benefit.

New Guidelines Issued on Over the Counter Rx Reimbursements

Fighting a Health Insurance Claim Denial
You might run up against a health insurance claim denial when you use a medical service.  Fortunately, routes are available for disputing claim denials, including getting help from the government in many states.  Many times your efforts will be rewarded with full or partial payment by the insurer.

DID YOU KNOW: Larry Sherwood & Associates has a full time staff person dedicated to assisting clients with their problem claims?  This service is free to our clients.

Fighting a Health Insurance Claim Denial

Larry Sherwood & Associates provides benefits consulting & insurance services to over 300 companies just like yours.



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