July 2010
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| Keeping the Health Plan You Have: The Affordable Care Act and "Grandfathered" Health Plans |
| A ruling, announced last month, preserves the ability of the American people to keep their current plan if they like it and provides new benefits, while minimizing market disruption. It requires all health plans to provide important new benefits to consumers and allows plans that existed on March 23, 2010 to innovate and contain costs by allowing insurers and employers to make routine changes without losing grandfather status. Plans will lose their "grandfather" status if they choose to significantly cut benefits or increase out-of-pocket spending for consumers. The importance of this grandfathered status can be explained by your team at Larry Sherwood & Associates.
Keeping the Health Plan You Have: The Affordable Care Act and "Grandfathered" Health Plans |
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| Census data reveal broad differences among states in rates of uninsured |
| Oregon ranks an unimpressive 38th among all 50 states and the district of Columbia in number of uninsured residents working age. Our year-over-year drop in state rankings only underscores the problems that bely our state. A sobering statistic not lost on Wallowa county (26% uninsured) and Hood River County (28% uninsured). Counties beating the states 18% overall uninsured rate? Linn County (16.7%) Clackamas County (16.2%) and Columbia County (14.5%).
Census data reveal broad differences among states in rates of uninsured |
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| Larry Sherwood & Associates provides benefits consulting & insurance services to over 300 companies just like yours. |
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